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Florida Broker Barred for Selling Phony Financial Products, Taking More Than $1.9 Million From Clients!

Broker Created False Documents to Further Scheme, Induce Customers to Invest in Fictitious CDs and Bonds

Submitted by Jayven M. Rappa on Mon, 05/24/2010 - 12:50pm

Seeking Solid Financial Footing for the Next Decade: 10 Tips for 2010!

Over the last several decades—even before Americans first felt the brunt of the recent economic crisis—the financial landscape in the United States has been changing dramatically.

Submitted by Jayven M. Rappa on Tue, 04/13/2010 - 9:19am

Deadline Rapidly Approaching to Recharacterize 2008 Roth Conversions!

Did you convert a traditional IRA to a Roth IRA in 2008 only to see your new Roth IRA balance decline due to market conditions? If so, you may want to consider recharacterizing your conversion.

Submitted by Jayven M. Rappa on Mon, 04/12/2010 - 2:50pm

Appeals Court Rules SEC Must Do More Before It Can Regulate Fixed-Indexed Annuities!

Appeals Court Decides SEC Can't Implement Rule 151A

Submitted by Jayven M. Rappa on Wed, 07/29/2009 - 10:46am

SEC Rules on Certain Indexed Annuities to be treated as Securities!

Additional Alert Last month, the Financial Industry Regulatory Authority (FINRA) issued Regulatory Notice 08-82 regarding discussions with retail investors about so-called cash alternatives. Specifically, the notice says that a statement to retail investors that an investment is a "cash equivalent" or is "as safe as cash," or that it carries no market or credit risk "would raise serious questions under FINRA's advertising rules." Click here for additional information

On December 17, 2008, the SEC voted, 4-1, to adopt a modified version of Rule 151A that subjects certain equity-indexed annuities to the registration and antifraud provisions of federal securities laws.

Submitted by Jayven M. Rappa on Wed, 01/07/2009 - 9:40am

FINRA Warns About Communications on Cash Alternatives and High-Yield Investments

In December 2008, the Financial Industry Regulatory Authority (FINRA) issued Regulatory Notice 08-82 regarding discussions with retail investors about so-called cash alternatives. Prompted in part by recent difficulties with auction rate securities and losses in ultra-short or "cash-enhanced" bond funds, the notice underscores the need to ensure that sales materials and oral presentations are not misleading.

Submitted by Jayven M. Rappa on Mon, 12/15/2008 - 11:24am